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VA Loan – The Benefits of Home Ownership

By: Grant Moon 08/12/12 11:28 am

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VA Loan – The Benefits of Home Ownership

Taking out a VA loan makes it easier for veterans and active service members to purchase a home. Although purchasing a home can be a daunting prospect, it’s best to look at all the options. There are many advantages associated with owning a home that can save you money in the long run and establish stability for your family. Some people think that renting costs less money, but in many cases mortgage payments can be lower than monthly rent bills.

A common complaint in the past that people have with the home buying process is that the cost of housing keeps going up. However, with housing prices at rock bottom this means that buying sooner rather than later is a good idea, so that you can take advantage of the increase in property values and have a sound investment for your family’s future. With a VA loan, you already have access to excellent interest rates and buyer-friendly terms on your side. There is no need for a down payment with this type of loan, making it easy to buy a home without waiting a decade to save money first.

Some of the other reasons why you might want to consider using a VA loan to purchase your first home include the following.

  • You can control your surroundings – When you own a home, you can make any home repairs or adjustments that you deem necessary. When renting, you will always have to ask your landlord first and risk losing your security deposit.
  • It’s easy to become a part of the community – With the stability that a home provides, it’s easier to invest in your community, get to know your neighbors, and take part in local events. There is a greater sense of permanence associated with home ownership.
  • There are tax benefits – Home owners are privy to extra tax incentives, which can save you money when you use a VA loan to purchase your home.

Overall, understanding your goals and financial situation is the best place to start when considering purchasing a home. Having a clear understanding of your potential to move because of job or military PCS requirements should be carefully understood before taking on a mortgage.

If it is the right time to buy a home for you a world of opportunities is opened when you are able to your VA loan benefits. This can give your children a permanent home to come back to, and a place for you to grow old in.

With a well planned financial budget, you can now buy your dream home. VA Loan Captain can assist you to get VA guaranteed home loans at affordable VA loan mortgage rates. For more information, please visit:


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