If you served on (or were called to) active duty after 8/2/90, you must have either:

• Completed 24 months of continuous active duty or
• Completed the full period (at least 90 days) for which you were called to active duty

and you must have:

• Been discharged under conditions other than dishonorable
• Completed at least 90 days of active duty and have been discharged under the 10 USC 1173 (Hardship) or 10 USC 1173 (Early Out)
• Been discharged with less than 90 days of service for a service-related disability.

If you are currently on regular duty:

• You are eligible after serving 181 days unless discharged

If you are in the Selected Reserves or National Guard:

Unless previously eligible, you must have completed six years in the Selected Reserves or National Guard as a member of an active unit, attending weekend drills and 2-week active duty for training

and, you have been one of the following:

• Honorably discharged
• Placed on the retired list
• Transferred to the Standby Reserve / an element of the Ready Reserve other than the Selected Reserve after honorable service
• Discharged for a service-connected disability

If you are not a veteran or service person, you must be either:

• The un-remarried spouse of a veteran who died in service or from a service-connected disability or
• The spouse of a service member missing in action or a prisoner of war

To determine eligibility you may also complete VBA-26-1880 and mail to the address shown with a copy of your DD214

or

Go to www.ebenefits.va.gov and register for access then follow the instructions on obtaining your Certificate of Eligibility.

or

Unmarried Surviving Spouses can complete VA Form 26-1817 and mail this to the following address:

VA Loan Eligibility Center

PO Box 20729

Winston-Salem, NC 27120