Our mission is to provide our fellow service members and veterans with competitive interest rate quotes and world class service. Like you, service is in our DNA, so we want to make sure that you receive nothing short of excellence from us and the lenders providing quotes to our platform.

Our Story

Founded in 2011, VA Loan Captain was created out of the experiences of its founder and CEO, Grant Moon. Grant served in the US Army from 1998, and is a proud veteran of Operation Iraqi Freedom and other operations in support of the Global War on Terror. On returning from Iraq in 2008, Grant was looking to buy a home, and heard about the VA Home Loan benefit. At the time, there was no VA Loan Captain to guide Grant through the application process and match him with approved, experienced VA lenders. As a result, Grant went through a painful process which cost him more than he hoped. Looking back, Grant wanted to help his fellow veterans by providing them with a simple and unbiased way to educate themselves on the VA Home Loan. He wrote this book and began building VA Loan Captain. Since then, he has successfully used his VA loan benefit multiple times.
Today, VA Loan Captain provides a VA Loan marketplace to major partners such as Gannett Media (Militarytimes), Stars & Stripes, and RallyPoint.


How we do it



Education: We’ve been through the VA loan process ourselves, and even wrote the book on it. We built this website as an educational resource.

Multi-lender platform

Multi-lender platform: We’ve provided 7 VA lenders and brought them on to our site to provide you with customized quotes.

Select from multiple rates

Select from multiple lenders: Using multiple lenders allows us to provide you with several competing rates.


Consultation: Our advertising lenders have VA loan professionals ready to take your call and to help you through the process, free of charge.

Our Team

Grant Moon, CEO

Grant Moon is founder and President of VA Loan Captain Inc. and has 14 years of experience as an Enlisted Soldier and CO in the Army National Guard and Army Reserves. Grant has served in numerous capacities throughout his service to include Military Policeman, Rifle Platoon Leader, Rifle Company Executive Officer, Battalion Operations Officer, Battle Captain, and Company Commander. Grant is a proud veteran of Operation Iraqi Freedom.

Throughout his service Grant’s has earned high esteems as a leader and his accolades include a Bronze Star Medal, Army Commendation Medal, and two Army Achievement Medals. He was the Distinguished Military Graduate of his Officer Candidate School Class and recipient of the Leadership Award from the Association of the United States Army. He currently serves as a Captain in the United States Army Reserves.

Additionally, Grant has extensive experience leading ecommerce, sales, marketing, and distribution departments in publicly traded companies.

Grant has a Masters in Business Administration from Babson College and a Bachelors of Science from Endicott College.

Peter Goodman, Corporate Counsel

Peter J. Goodman, Esq., is a practicing attorney with over 19 years of experience focused in real estate law and business law with an emphasis on purchases, sales, and lender settlement. He is Corporate Counsel for VA Loan Captain, Inc. and the Managing Broker for VA Loan Captain Realty (VALC Realty). Mr. Goodman is a member of the Coalition for Excellence in Homeownership, the Long Island Housing Crisis Taskforce and a former member of the Long Island Housing Partnership’s Strategic Planning Committee. Mr. Goodman has authored feature articles for the Suffolk Lawyer, has presented for the Long Island Board of Realtors, the Neighborhood Housing Services of New York City, and has been a regular presenter for both the Nassau County Department of Homeownership and the Community Development Corporation of Long Island’s Hud-Certified First Time Homebuyer Education Training. Mr. Goodman is a member of the following Bar Associations: New York State Bar Association, the Brooklyn Bar Association, and the Nassau County Bar Association.

Dan Espinal, Advisor to the Board

Dan Espinal is a private equity investor and business operator with domain expertise in tech and previously worked as a management consultant providing counsel to aerospace and defense firms with a focus on middle market M&A.
Dan is a combat veteran and airborne-ranger qualified infantry officer with service time as a combat adviser embedded with the Afghan National Civil Order Police, leading over 150 combat patrols in southeastern Afghanistan. Prior to Afghanistan, he spent time as an executive officer of the 173rd Long Range Surveillance Detachment (Airborne) and a platoon leader.

Lucia Liu, Chief of Staff & Director of Business Development

Lucia is our Chief of Staff & Director of Business Development for VA Loan Captain. She is an innovator and strategic thinker with 6+ years of experience in Marketing, Sales, Small Business, and Business Strategy in a variety of industries. Lucia is passionate about small businesses and entrepreneurship. She has worked in the small business division of a Fortune 50 financial firm, owns a business of her own, and has consulted for a number of small businesses to help them grow. Lucia is a licensed Real Estate Salesperson in New York and she has a degree in Marketing & Communications from the University of Pennsylvania.

Cindy Clarke, VP of Operations

Cindy Clarke is the Vice President of Operations for Home Captain Realty. Cindy has over 18 years of experience in Real Estate Operations and Service. Her specialty is streamlining business processes, identifying efficiencies, building enduring relationships, and ensuring clients have an exceptional service experience. Cindy’s prior experience includes Director of Operations at Cole Capital Corporation (VEREIT) where she oversaw all operations, client services, and Broker Dealer services. In addition, she more recently worked at CoStar Group, Inc., where she focused on managing a team that specialized in penetrating new foreign markets.
Cindy has a Master’s in Business Administration from W.P. Carey and a Bachelor’s of Science in Real Estate from Arizona State University.

Tom Mansfield, Project Manager

Tom is our Project Manager for VA Loan Captain. He comes from a background as a Navy nuclear submarine officer with 5+ years of experience in managing complex projects, leading cross functional teams, long term strategic planning, and continuous improvement. He’s passionate about helping veterans understand their VA loan benefits and giving them the tools they need to find the home of their dreams.

Tom graduated with a Bachelor of Science is Economics with Merit from the United States Naval Academy.

Nick Sharma, Director of Product

Nick is VA Loan Captain’s Director of Product. He is passionate about creating products that are valuable, usable, and delightful, through user-centered and data-driven collaboration.
Before joining the VA Loan Captain Team, Nick helped a legal tech start-up revolutionize the legal funding industry, launched his own small business, and spent 4+ years as a management consultant at Towers Watson.

Nick graduated from Columbia University with a degree in Mechanical Engineering.

Caitlin Cerverizzo, Executive Assistant

Caitlin is the Executive Assistant for VA Loan Captain. Caitlin is enthusiastic about ensuring that our nation’s brave servicemen and women have every opportunity to find their dream home. As a do-it-all team member at VA Loan Captain, she gets to pursue her passion for helping to serve those who bravely served us.

Advisory Board:

Major General (Ret) Robert W. Mixon, Jr.

Major General (Ret) Robert W. Mixon, Jr., retired from active duty on October 1, 2007, after more than 33 years of commissioned service. At the time of his retirement he was Commanding General Division West, First Army and Fort Carson Colorado, having previously commanded the 7th Infantry Division.Major General (Ret) Robert W. Mixon, Jr. was an Armor Officer who served in command and staff positions throughout the Army in the United States and overseas. His command assignments include: Command of L Troop, 3rd Squadron, 11th Armored Cavalry Regiment at Bad Hersfeld, Germany; Command of 2nd Squadron, 3rd Armored Cavalry Regiment, Fort Bliss, Texas; Command of 1st Brigade, 2nd Infantry Division, Republic of Korea; and Commanding General, 7th Infantry Division, Fort Carson, Colorado.

In September 2009, Major General (Ret) Robert W. Mixon, Jr. became Executive Vice President of Unistel, the employee services company of CDS Monarch, a nonprofit for the developmentally disabled in Rochester, New York. Since that time, they have begun a pioneering program, Warrior SALUTE, for injured servicemembers with Traumatic Brain Injury and PTSD.

Dr. Lawrence Carr, Captain Retired USN

Dr. Carr is seasoned and accomplished leader with decades of experience leading private, military, and educational organizations. As former President and CEO of OSRAM (Now Osram Sylvania), Corp., the U.S. and Canadian subsidiary of OSRAM GmbH, part of Siemens, Dr. Carr developed and managed the dramatic growth of this lighting company for eight years. He led the corporation as it established distribution systems and centers, developed a manufacturing facility in the U.S., and introduced new product lines to the market.

As a Naval Officer, Dr. Carr served a combined 29 years in active and reserve duty including two tours in Viet Nam aboard the USS Walker (DD517) and again on the USS St. Paul (CA-73). He had six very successful commands throughout his service and retired at the rank of Captain (O-6).

Dr. Carr has a B.A., Marist College; M.A.; M.B.A. and Ph.D., Union College

Norman T. Koenigsberg

Norman T. Koenigsberg is a respected leader in the mortgage industry with experience spanning more than twenty years. He is the President and Chief Executive Officer of First Choice Loan Services, Inc., (FCLS) a wholly owned subsidiary of First Choice Bank, New Jersey. By strategically establishing loan production offices throughout the country, Norman’s efforts have grown FCLS origination and closing volume from startup in 2009 to almost $1.5B in annual volume today.

Before joining First Choice, Norman was the Managing Director of Citizens Community Bank where he was responsible for the growth and operation of its retail mortgage division. He also managed investor relations, secondary market activities and was responsible for the continued development of the loan production and fulfillment staff. Norman has also helped establish and grow the residential mortgage lending divisions for various Regional and National Banks including Roslyn Savings Bank, Hudson United Bank, Chatham Savings and First Union National Bank.

John J. Brown

John Brown is currently the Head of WMA/IB Securities Partnerships and Middle Markets Division of UBS Wealth Management Americas. Prior to this John was the Chief Operating Officer of Operations, Technology and Corporate Services at Merrill Lynch. John is a highly accomplished, versatile financial services professional with global experience in wealth management, institutional trading & sales, risk management, equity financing, business development, strategic planning, technology, client service and operations. In his spare time, John serves as the Chairman for No Greater Sacrifice, an organization dedicated to children of our nation’s wounded and fallen Service Members by delivering scholarships and resources to improve their quality of life through the pursuit of higher education.

Professor Ran Kivetz, Ph.D.

Professor Ran Kivetz is a tenured professor at Columbia University Business School, where he holds the Philip H. Geier endowed chair. Professor Kivetz is a leading expert in the areas of behavioral economics, decision-making, marketing, customer behavior, incentives, and innovation.
Professor Kivetz’s research has won many prestigious awards, including multiple “Best Paper” awards, being a recipient of the New York Times annual “Best Idea” award, and being ranked as the third most prolific scholar in his field during 1982–2006.
Professor Kivetz has advised Fortune 500 companies, government agencies, and entrepreneurial ventures from a variety of industries. He has worked with organizations on strategy, decision-making, marketing, innovation, branding, customer behavior, incentive systems, marketing research, and intellectual property.

Professor Kivetz earned a Ph.D. in business and an M.A. in psychology from Stanford University and a B.A. in economics and psychology from Tel Aviv University.





VA Loan Captain, Inc. is a service disabled veteran owned small business registered in the state of New Jersey. VALoanCaptain.com® is a diversified housing, benefits, education, and services platform assisting current and former servicemembers to receive the information, value, and services that they deserve. VALoanCaptain.com® has partnerships with veteran focused non-profits and charities that provide services to veterans but is not affiliated with the VA or any government agency.

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