Our Goals
VA Loan Purchase & RefinanceAssist America’s current and former servicemembers live the American Dream. Let us help you buy your dream home or refinance your existing mortgage.
No Obligation ConsultationWe have the knowledge and experience in establishing eligibility requirements, & our multi-lender platform means finding you the most competitive interest rates.
Qualified LendersWe bring peace of mind by only working with a network of pre-approved and qualified lenders experienced in VA loans.
How We Are Different
Competitive Interest Rates & ServiceWe offer a safe and secure environment to get a competitive interest rate through our lenders with the best value.
Veteran Owned and OperatedVA Loan Captain isn’t just devoted to helping veterans, we’re vets ourselves. We know the challenges returning service members face because we’ve walked in your shoes.
Paying It Forward by Giving BackThrough our “Veterans Pay It Forward Program,” $200 is donated to a partner charity for every VA loan closed, going to the organization or your choice.
What is VA Home Loan?
A VA Home Loan is a mortgage loan guaranteed by the U.S Department of Veterans Affairs and can be issued by qualified lenders. The loan enables qualified veterans to purchase a home without putting any money down or having to pay private mortgage insurance (PMI). You can also include your closing costs into the loan.
| Payments | VA Home Loan | Conventional Loan |
|---|---|---|
| Money Down | No | Yes |
| Primary Mortgage Insurance (PMI) | No | Yes |
| Finance funding fee into the loan | Yes | No |
| Prepayment Penalties | No | Yes |
*The VA Loan does have a funding fee required by law that is up to 2.4% for 1st time entitlement users and up to 3.3% for 2nd time entitlement users. The fee is waived if you have a service connected disability or you are a surviving spouse of a veteran died while in service or from a service connected disability. For more information about the VA Funding Fee click Funding Fee FAQ
Start Now
We know there’s no such thing as one size fits all. VA Loan Captain is committed to helping military men and women find the right loan for them. From understanding the VA loan basics to securing your letter of eligibility, we’ll be by your side, committed to first-class customer service. We only work with a network of pre-approved lenders who share that vision. We promise you’ll always get honest and helpful advice; both from us and our lenders. Get a no obligation quote on a VA Home Purchase or VA Home Refinance... or call 855-825-2278 for us to help verify your eligibility.
Am I eligible?If you served on Active Duty or you were a Reservist called to Active Duty (other than training) you very likely qualify for the VA Home Loan Guarantee. Get started with a no obligation quote for a VA Home Purchase or VA Home Refinance loan. If you don’t fall into the above category, find out more about Eligibility.
What documents do I need?All you need is a Certificate of Eligibility and we'll help you with that, too.